The questions collectors actually ask.

Every certified American Eagle on the tray — and every piece we hold in the vault — carries a creditable cert number you can verify against the grading service that holdered it. We name both services explicitly because each covers different releases and label runs collectors care about.

Counter-side, we cross-check the cert against the live population report before you walk in. From there, the same two deeplinks are wired into every tray card and coin detail page: Open cert record at NGC and Open cert record at PCGS. Both open the cert record in a new tab; the cert number and the grade travel with the URL, so what you see at the counter is what the grading service sees.

A buyback quote is computed live against the morning LBMA spot, then layered with the scarcity premium the holder market is paying for that designation. No flat table, no matrix of multipliers — the formula is the same one we publish on the home pricing card and the same one the buyback calculator runs: (spot + premium) × weightOz.

Premiums are per-metal and per-grade — Silver MS70, Silver PR70, Gold MS70, Gold PR70 — and the per-designation premium shifts upward for scarce labels like West Point burnished or NGC America 250. If the cert you bring matches a piece already on our tray, the offer binds to that inventory row’s premium; otherwise the per-grade default is published on the offer screen so you can see exactly which premium applied before you accept.

Lead-time: same-day against the morning spot. Bring the holder, walk out with a wire or a check — no waiting on a dealer rep, no desk-time review as the price moved.

Most retail bullion pricing layers a flat percentage or a fixed dollar margin on top of spot. That works cleanly for common rounds, but it punishes scarce labels and rewards undesignated ones — the same percentage on a $31 silver Eagle and a $2,642 gold Eagle carries no information about the coin underneath.

Talonwright publishes the dollar-per-ounce scarcity premium per designation instead. The formula on the home pricing card is the same one the buyback calculator runs and the same one the FAQ states: price = spot + premium/oz. A common Silver MS70 Eagle rides the standardized +$18/oz; a scarce burnished WP commands a real scarcity premium because that is what the holder market pays for the bullseye label.

Worked example, 1 oz Gold · WP burnished: $2,642 spot + $220 premium = $2,862/oz. Same layout appears on the home page and the FAQ so the two surfaces never disagree.

NGC and PCGS are the two third-party grading services Talonwright cross-references day to day. Each has a label profile collectors care about: NGC took the lead on certain America 250 and special-label releases; PCGS holds the historical population depth on classic West Point and proof runs. Both grade on the same 70-point scale and both publish cert records we can deep-link from a tray card.

Talonwright is not partisan. We pick per coin, on the slab, the holder label, and the eye appeal under magnification. An NGC-holdered piece stands as an NGC piece; a PCGS-holdered piece stands as a PCGS piece. Our inventories carry examples of both — common NGC and PCGS holders, the West Point label, the America 250 release, and the occasional signed-label run from either service — because what matters is what collectors actually chase, not which service holdered it.

Talonwright Vault is the membership product covering custody at the counter. There are two tiers, both recurring monthly, and both sit underneath the same Talonwright Vault surface — pick the tier that matches how you actually move pieces in and out.

Storage-Only · $9 / month. Segregated custody at the Talonwright counter, with insured in-vault coverage on the piece while it sits. No shipping included — bring the piece in by hand or arrange your own carrier.

Storage + Insured Shipping · $29 / month. Everything in Storage-Only, plus round-trip insured shipping to your door. The carrier and the chain-of-custody are our problem, not yours; coverage tracks the piece from the counter to your address and back.

The full tier comparison — features, price, and the join flow — lives on the Membership page. Both tiers are server-computed at checkout; the price you see there is the price you pay.